IIFL Mutual Funds. Our mutual fund offerings are uniquely structured and positioned as leaders in their respective niche areas. Concentrated picks and the freedom from benchmarking constraints have helped us generate significant alpha for our investors.


Understanding Mutual Funds

Understanding Mutual Funds

Mutual funds are collective investment schemes which are also called investment funds or managed funds. Money, when invested collectively by pooling it from a number of investors, facilitates each investor to participate in a wide range of investments than would be possible in an individual capacity.

In other words, a mutual fund is a mechanism for pooling the resources by issuing units to the investors and investing funds in securities in accordance with objectives as disclosed in the offer document.

A Mutual fund is a collective investment that allows many investors, with a common objective, to pool individual investments that are given to a professional manager who in turn would invest this money in line with the common objective.

The manager is a qualified investment professional with rich investing experience. He develops investment strategies after detailed market analysis and manages day-to-day portfolio trades. Thus, a mutual fund offers the following benefits:

Professional management: Focused & dedicated fund manager & well-equipped research team

Easy investment & withdrawal, minimal paperwork and online transactions.

Spread-out portfolio across companies and industries to maximise gains and minimise value erosion

Buying and selling through stock exchanges and direct MF withdrawals

Section 80 C exemptions up to Rs 1 lakh, tax-free dividends, no long-term capital gains for equity MFs